First welcome aboard! When you figure out what you like and want to pull the trigger on it, hire a surveyor. Money well spent! Second you and your family take a safe boating course. Go to Home
and get into what they have to offer.
Now for boat questions. ...I have a 3000 without a genny . If you take trips to other marinas overnight then you will use your shore power then no genny necessary. But if you decide to anchor out in a cove you might need a genny. What will you do? Find a boat you like but no genny... look into a Honda 2000 out on the swim platform to solve your problem.